Deciding which mortgage company to handle your financing can often be a tedious process requiring hours of time, comparing various rates, fees, terms experience and quality of the person that you’re working … [Read More…]
How to omit debt when applying for a mortgage
To successfully procure mortgage loan financing you must have an equal blend of cash, credit and income. This blend of cash credit and income, also involves the examination of your ongoing reoccurring … [Read More…]
The only 5 guaranteed ways to boost borrowing power
Interest rates are on the rise and the cost of funds is now hovering just below 5% on the average 30-year fixed-rate mortgage. Following are tried and true techniques you can use … [Read More…]
How mortgage borrowers can hurt their chances for obtaining credit
Avoid these common credit blunders when applying for home loan The mortgage industry relies on accurate credit reporting to make credit decisions when granting people home mortgages. Here’s some of the things … [Read More…]
How you skip a payment when you refinance
Refinancing your house is a big decision and requires careful consideration of the mortgage loan program, interest rate, fees and more importantly the longer-term financial goals. Here’s what really happens when you … [Read More…]
Did you know the credit score you need to get a mortgage is less than 600?
The credit score to get a mortgage to buy a house is a lot less than you think. Here’s what the magic credit score is and what options you have available if … [Read More…]
Is waiting to apply for a mortgage after taxes the right move?
During this time of year, it’s customary for borrowers to feel the need to apply for a mortgage after they file their tax returns. Unfortunately, this is more of an emotional desire … [Read More…]
New tax bill 2018- why people should refinance their equity lines and second mortgages
The new 2017 tax plan is spelling unwelcome news for mortgage borrowers who hold home equity lines of credit. Here is what to know if you have a home equity line of … [Read More…]
Why the credit score you think you have might not be correct for a mortgage
Consumers thinking about getting a mortgage should know where they stand. Here is what you might not know about your credit score when it comes to applying for a mortgage. The truth … [Read More…]
How the new tax plan may affect Sonoma County home buyers
On December 22, 2017 president trump signed into law the new tax plan changing the tax deduction of home ownership. Here’s what this means for you and your home buying efforts in … [Read More…]
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