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Sonoma County Mortgages

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Why chasing the utopian mortgage loan is not a practical long term solution

August 14, 2022 by Scott Sheldon

Why chasing the utopian mortgage loan is not a practical long term solution

Most families would agree they would prefer to buy a home vs renting a home. Buying a home is not for everyone and it does require a certain degree of financial aptitude … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, build v buy, buying a house, conventional mortgages, home buying, how to buy sonoma county real estate, mortgage comparison shopping, mortgage lender

Why mortgage rates will not hit 7%.

August 7, 2022 by Scott Sheldon

Why mortgage rates will not hit 7%.

For those consumers out there, who have been on the fence about refinancing their mortgage or buying a home because of concern of interest rates, pay close attention to the facts. The … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping

Should you buy a house or wait for the market to improve?

July 31, 2022 by Scott Sheldon

Should you buy a house or wait for the market to improve?

One of the biggest challenges is trying to pinpoint the right time to buy a home. Interest rates are in flux and housing prices are high in most markets. So, how do … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home loan refinance, Low Rates, preapproval to buy a home, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying

Why you can expect your home equity line of credit to cost more

July 24, 2022 by Scott Sheldon

Why you can expect your home equity line of credit to cost more

Fed funds recently increased the rate 75 basis points. This change to monetary policy also means your home equity line of credit costs more. What to know going forward if you have … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, conventional mortgages, Federal reserve, FHA home loans, Low Rates, mortgage comparison shopping

When is the right time to buy a house

July 17, 2022 by Scott Sheldon

How to decide when is the right time to buy a house

You want to buy a house but you’re not sure if now is the right time with all the variables up in the air. It’s a big decision and one that should … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping

Don’t be the “I don’t wanna waste your time” consumer

July 10, 2022 by Scott Sheldon

Don't be the "I don't wanna waste your time" consumer

People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying your first home, CA home buying, cash out refinance, conventional loans, FHA Loans, mortgage lender

What’s the minimum down payment to buy a home?

July 6, 2022 by Scott Sheldon

What's the minimum down payment to buy a home?

The Internet does a wonderful job of supplying different information about the minimum down payment you need to buy a home. Read one article you’ll have an idea of what it would … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying a house, conventional mortgages, down payment, FHA home loans, FHA Loans, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping

You just got notice to vacate, should you buy a house or continue to rent?

July 3, 2022 by Scott Sheldon

You just got notice to vacate, should you buy a house or continue to rent?

If you are presently renting and you received notification that your lease is no longer going to be renewed. Do you buy a new house to live in or continue renting? Here … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, CA home buying, california mortgage, first time buyer, first time home owner, Low Rates, purchase, qualifying for a mortgage, rent vs buy

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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