We are still in an environment that requires us to get support ability to repay. The harder approach, generally, is the approach that’s going to make the most sense between taking you … [Read More…]
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Why its a real estate problem, not a mortgage problem
If you’re trying to buy a home, you’re preapproved, and you’ve been making offers but you keep losing out because you have multiple offers, here are some things you need to consider. … [Read More…]
Can you buy a house with no credit?
When it comes to buying a home you generally need to have credit, cash, and income in order to support the mortgage payment. The lender needs to determine that your a worthy … [Read More…]
Conventional mortgages with less than a 620 credit score? Yep it’s real
The government just made a small change to residential mortgage loans opening the door for more families to secure conventional financing. Here is what you need to know if you’re purchasing or … [Read More…]
How do determine whether not you have a property tax bill due
Property taxes are due twice a year in April and December. The county in which you purchased a home sends out these tax bills in accordance with the annual property taxes. If … [Read More…]
Why your student loan might cost you a house
For anyone who has ever borrowed money, one of the things that will follow you till the end is a student loan. Repayment terms on a student loan, specifically state that loan … [Read More…]
Should you really worry about PMI when buying or refinancing a house?
One of the dreaded things of the housing and mortgage industry is an additional expense called private mortgage insurance that’s added to your monthly mortgage payment. PMI should be avoided by whatever … [Read More…]
How to win in today’s competitive real estate market
It’s no surprise that there’s competition in the market right now. And it’s particularly challenging to get your offer accepted to purchase a home. If you’re preapproved, using financing to buy a … [Read More…]
