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Sonoma County Mortgages

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How to turn a pre-approved buyer into a cash buyer

May 9, 2022 by Scott Sheldon

How to turn a pre-approved buyer into a cash buyer

As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice of your real estate … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, conventional mortgages, home buying, mortgage comparison shopping, mortgage lender

Five guaranteed ways to improve your home purchasing power

May 2, 2022 by Scott Sheldon

Five guaranteed ways to improve your home purchasing power

It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, FHA home loans, Santa Rosa mortgage, sonoma county home buying

What the Federal Reserve rate increase means

April 24, 2022 by Scott Sheldon

What the Federal Reserve rate increase means

The Federal Reserve increased the Fed funds rate 25 points in an effort to slow down the highest inflation seen in 30 years. As a result, here’s what this means for interest … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, Federal reserve, FHA home loans, FHA Loans, first time home buyer, loan programs, sonoma county home buying, sonoma county loan

The best way to cash out refinance your home

April 17, 2022 by Scott Sheldon

The best way to cash out refinance your home

Consumers are no stranger to the present economic times we are living in right now as everything is rising, and inflation is rampant virtually everywhere. Gas prices, stock prices, housing prices, mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, Consumer debt, conventional loans, Home equity line, sonoma county refinancing

Why not all first time homebuyer programs are created equal

April 10, 2022 by Scott Sheldon

Why not all first time homebuyer programs are created equal

If you are just starting off in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, BAD CREDIT MORTGAGE, best mortgage, buying a home, can I buy a house with bad credit, credit for sonoma county mortgage, FHA, fha first time buyer with 3.5% down, fha home loan, first time buyer, mortgage comparison shopping, qualifying for a mortgage, sonoma county home buying, sonoma county mortgage

Should you refinance into a higher rate mortgage?

April 3, 2022 by Scott Sheldon

Should you refinance into a higher rate mortgage?

It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refinance, debt va mortgage to refinance a home, debt-to-income, free mortgage rate quote Sonoma County, home buying in Sonoma County, home loan, home loan programs Sonoma County, refinancing

Position your pre-approval against rising rates

March 27, 2022 by Scott Sheldon

How to position your mortgage pre-approval against rising rates

The inflationary environment that we are in, coupled with the supply chain, rising prices of food and energy, all has contributed to higher costs for about every economic resource. Interest rates are … [Read More…]

Filed Under: Uncategorized Tagged With: Consumer debt, Credit report, first-time home buyers Sonoma County, home buying, loan preapproval, mortgage preapproval, mortgage rates, no cost loan quote, Rising rates

Does the Federal Reserve make mortgage rates go up or down?

March 20, 2022 by Scott Sheldon

Does the Federal Reserve make mortgage rates go up or down?

It’s no secret, unless you’ve been living under a rock, that the Federal Reserve almost for certain is going to raise interest rates in March of 2022. The question then becomes if … [Read More…]

Filed Under: Uncategorized Tagged With: Federal reserves, first-time home buyers Sonoma County, home buying, mortgage rates, no cost loan quote

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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