When begin talking to lender about getting preapproved, you’re going to go through tons of emotions including the ultimate deciding factor whether you should buy a home or stay put. Here are … [Read More…]
How child support and alimony can affect your ability to get a mortgage
How child support and alimony can affect your ability to get a mortgage When you apply to purchase or refinance a home the mortgage lender takes into consideration all your monthly fixed … [Read More…]
The new way to get a mortgage with 1 year income tax returns
One of the challenges of getting a mortgage is providing tax returns. Tax returns may or may not help you land a loan. Here is what you need to know if you’re … [Read More…]
The number one factor that can drive your mortgage cost up (hint not credit)
Purchasing or refinancing a home requires a certain degree of time, commitment and paperwork. Here is one factor that can make your mortgage more expensive … The simple answer is time. Time … [Read More…]
How to get a mortgage without providing tax returns
If you’re looking to purchase or refinance a house providing tax returns can sometimes just be inconvenient especially if your tax returns have various extending schedules. Here’s what you need to know … [Read More…]
3 reasons you should not buy a home
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two … [Read More…]
3 quirky issues that will hurt your mortgage
Getting a mortgage loan in 2018 is still a very bureaucratic and compliant process. People getting mortgages today are still paying for the sins of borrowers’ past. Here are some things to … [Read More…]
6 common home buyer mistakes to avoid when purchasing a home
Purchasing a house Sonoma County is easier now more than ever. However, with the average-priced house penciling in at $700,000 purchasing a house is going to require careful planning to put your … [Read More…]
How 1031 tax-deferred exchanges work
A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is a deferment where you’re kicking the … [Read More…]
How to transfer property to family and still be protected under Prop 13
Proposition 13 was enacted in 1978 by voters to limit the amount of property-taxes the homeowner pays. Prop 13 protect your property taxes from increasing by more than 2% per year. It … [Read More…]
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