The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

FHA Streamline Refinances "The Truth"

By Scott Sheldon / October 17, 2010

There is so much confusion out there associated with getting an FHA streamline refinance. You can still get a low Sonoma County mortgage rate by refinancing your FHA Loan. Because of the way the market is presently, borrowers have the capability of getting a no cost FHA streamline Refinance done. Most people who have FHA…

Who To Use To Get The "Best Mortgage"

By Scott Sheldon / October 17, 2010

To get the mortgage that fits you best,in today’s world of mortgage lending there are really three sources. Most people today prefer working with banks because they provide the financing directly and they usually have control over the transaction. The three funding outlets are as follows: 1. A bank-a depository institution such as a chase…