This depends on whether or not the bankruptcy was a Chapter 7 or Chapter 13. A Chapter 13 bankruptcy is typically 12 months with court approval for the purposes of getting a mortgage with at least a 620 credit score or better.
Lets assume for our purposes it was a Chapter 7 bankruptcy, the full liquidation. This is oftentimes the most common bankruptcy consumers go for, so for our purposes will look at the guidelines surrounding the full discharge.
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