real estate planning Archives - Sonoma County Mortgages https://sonomacountymortgages.com/tag/real-estate-planning/ Thu, 29 Jan 2026 23:16:48 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://sonomacountymortgages.com/wp-content/uploads/2023/05/cropped-scm2-sonoma-cm-2-32x32.png real estate planning Archives - Sonoma County Mortgages https://sonomacountymortgages.com/tag/real-estate-planning/ 32 32 Capital Gains with a Mortgage – What Homeowners Need to Know https://sonomacountymortgages.com/2026/02/mortgage-gains-tax/ Thu, 19 Feb 2026 15:16:38 +0000 https://sonomacountymortgages.com/?p=519112 Illustration of a home being sold with tax forms, dollar signs, and a mortgage document in the backgroundMany homeowners assume that selling a house with an existing mortgage complicates their tax situation—but in most cases, it doesn’t. Whether you’ve owned your home for two years or two decades, if you’ve built equity and are thinking about selling, it’s important to understand how capital gains tax rules work, especially when a mortgage is…

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