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	<title>owner financing Archives - Sonoma County Mortgages</title>
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		<title>When Seller Carry Financing Makes Sense</title>
		<link>https://sonomacountymortgages.com/2025/11/seller-carry/</link>
		
		<dc:creator><![CDATA[Scott Sheldon]]></dc:creator>
		<pubDate>Wed, 19 Nov 2025 01:41:48 +0000</pubDate>
				<category><![CDATA[Economic News]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[balloon payment]]></category>
		<category><![CDATA[carry financing]]></category>
		<category><![CDATA[creative real estate]]></category>
		<category><![CDATA[home buying tips]]></category>
		<category><![CDATA[mortgage alternatives]]></category>
		<category><![CDATA[owner financing]]></category>
		<category><![CDATA[private mortgage]]></category>
		<category><![CDATA[seller credits]]></category>
		<category><![CDATA[seller financing]]></category>
		<category><![CDATA[Sonoma County real estate]]></category>
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					<description><![CDATA[<p><img width="1024" height="576" src="https://sonomacountymortgages.com/wp-content/uploads/2025/10/seller_carry_financing_illustration-1024x576.png" class="attachment-large size-large wp-post-image" alt="Buyer and seller shaking hands in front of a house with a signed “Promissory Note” and “Deed of Trust,” illustrating a seller-financed real estate agreement." style="float:left; margin-right:10px; height: 150px; width: 300px; border: 2px solid #e5e5e5" decoding="async" fetchpriority="high" srcset="https://sonomacountymortgages.com/wp-content/uploads/2025/10/seller_carry_financing_illustration-1024x576.png 1024w, https://sonomacountymortgages.com/wp-content/uploads/2025/10/seller_carry_financing_illustration-300x169.png 300w, https://sonomacountymortgages.com/wp-content/uploads/2025/10/seller_carry_financing_illustration-768x432.png 768w, https://sonomacountymortgages.com/wp-content/uploads/2025/10/seller_carry_financing_illustration.png 1200w" sizes="(max-width: 1024px) 100vw, 1024px" />When Seller Carry Financing Makes Sense For some buyers, qualifying for a traditional mortgage isn’t always possible—or practical. Maybe the property is too unique for a conventional loan, or the buyer’s credit profile doesn’t meet lender standards. In specific cases like these, seller carry financing—also called seller financing or owner financing—can bridge the gap and&#8230;</p>
<p>The post <a href="https://sonomacountymortgages.com/2025/11/seller-carry/">When Seller Carry Financing Makes Sense</a> appeared first on <a href="https://sonomacountymortgages.com">Sonoma County Mortgages</a>.</p>
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