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	<title>Loan Documentation Archives - Sonoma County Mortgages</title>
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		<title>Expectations home buyers should have in today&#8217;s mortgage environment</title>
		<link>https://sonomacountymortgages.com/2017/04/home-buyer-environment/</link>
		
		<dc:creator><![CDATA[Scott Sheldon]]></dc:creator>
		<pubDate>Sat, 08 Apr 2017 00:57:02 +0000</pubDate>
				<category><![CDATA[Credit Score Questions and Answers]]></category>
		<category><![CDATA[Economic News]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Loan Qualifying]]></category>
		<category><![CDATA[best mortgage]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[CA home buying]]></category>
		<category><![CDATA[conventional loans]]></category>
		<category><![CDATA[conventional mortgages]]></category>
		<category><![CDATA[documentation needed for refinancing]]></category>
		<category><![CDATA[FHA Loans]]></category>
		<category><![CDATA[FHA mortgage]]></category>
		<category><![CDATA[Loan Documentation]]></category>
		<guid isPermaLink="false">https://sonomacountymortgages.com/?p=15226</guid>

					<description><![CDATA[<p><img width="450" height="327" src="https://sonomacountymortgages.com/wp-content/uploads/2014/11/33178504_s1.jpg" class="attachment-large size-large wp-post-image" alt="expecation every home buyer should have" style="float:left; margin-right:10px; height: 150px; width: 300px; border: 2px solid #e5e5e5" decoding="async" fetchpriority="high" srcset="https://sonomacountymortgages.com/wp-content/uploads/2014/11/33178504_s1.jpg 450w, https://sonomacountymortgages.com/wp-content/uploads/2014/11/33178504_s1-300x218.jpg 300w" sizes="(max-width: 450px) 100vw, 450px" />Getting a mortgage is every bit as arduous as you might think. The paperwork can be technical and complex. Here is what you should expect if you plan to buy a home in 2017 or beyond. The reality is that the mortgage industry screwed up America, and the better part of the world, and paved&#8230;</p>
<p>The post <a href="https://sonomacountymortgages.com/2017/04/home-buyer-environment/">Expectations home buyers should have in today&#8217;s mortgage environment</a> appeared first on <a href="https://sonomacountymortgages.com">Sonoma County Mortgages</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>How to set the cost of your own mortgage</title>
		<link>https://sonomacountymortgages.com/2017/01/set-cost-of-your-own-mortgage/</link>
		
		<dc:creator><![CDATA[Scott Sheldon]]></dc:creator>
		<pubDate>Thu, 26 Jan 2017 22:17:36 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Loan Documentation]]></category>
		<category><![CDATA[Lock Your Loan]]></category>
		<category><![CDATA[Locking]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Rate Lock]]></category>
		<category><![CDATA[Sonoma County Mortgage Rates]]></category>
		<guid isPermaLink="false">https://sonomacountymortgages.com/?p=13263</guid>

					<description><![CDATA[<p><img width="267" height="400" src="https://sonomacountymortgages.com/wp-content/uploads/2011/11/7808395_s.jpg" class="attachment-large size-large wp-post-image" alt="" style="float:left; margin-right:10px; height: 150px; width: 300px; border: 2px solid #e5e5e5" decoding="async" srcset="https://sonomacountymortgages.com/wp-content/uploads/2011/11/7808395_s.jpg 267w, https://sonomacountymortgages.com/wp-content/uploads/2011/11/7808395_s-200x300.jpg 200w" sizes="(max-width: 267px) 100vw, 267px" />Mortgages are not cheap. Closing costs and interest paid over time to your lending bank will make the cost of having a mortgage very pricey over the 15-30 years that you have it. When it comes time to getting your mortgage you actually have more control over your loan costs than you think. Here is&#8230;</p>
<p>The post <a href="https://sonomacountymortgages.com/2017/01/set-cost-of-your-own-mortgage/">How to set the cost of your own mortgage</a> appeared first on <a href="https://sonomacountymortgages.com">Sonoma County Mortgages</a>.</p>
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