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	<title>High Loan To Value Archives - Sonoma County Mortgages</title>
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		<title>Buying a piece of land and put a home on it</title>
		<link>https://sonomacountymortgages.com/2022/02/buy-land-put-home-on-it/</link>
		
		<dc:creator><![CDATA[Scott Sheldon]]></dc:creator>
		<pubDate>Sun, 20 Feb 2022 17:06:25 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[building a home]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[construction financing]]></category>
		<category><![CDATA[construction loan]]></category>
		<category><![CDATA[conventional loan]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[High Loan To Value]]></category>
		<category><![CDATA[land buying]]></category>
		<category><![CDATA[manufactored]]></category>
		<category><![CDATA[single family home]]></category>
		<category><![CDATA[sonoma county mortgage]]></category>
		<guid isPermaLink="false">https://sonomacountymortgages.com/?p=17013</guid>

					<description><![CDATA[<p><img width="551" height="313" src="https://sonomacountymortgages.com/wp-content/uploads/2022/01/istockphoto-1148812518-170667a.jpg" class="attachment-large size-large wp-post-image" alt="How buying a condo may carry the same mortgage payment as a single family home" style="float:left; margin-right:10px; height: 150px; width: 300px; border: 2px solid #e5e5e5" decoding="async" fetchpriority="high" srcset="https://sonomacountymortgages.com/wp-content/uploads/2022/01/istockphoto-1148812518-170667a.jpg 551w, https://sonomacountymortgages.com/wp-content/uploads/2022/01/istockphoto-1148812518-170667a-300x170.jpg 300w" sizes="(max-width: 551px) 100vw, 551px" />People are always trying to find additional ways to reduce their costs when buying a home. Maybe that means buying a lower price point or changing to a condominium instead of a single-family house. Another segment of the market in most people’s home search journey considers the possibility of buying a piece of land and&#8230;</p>
<p>The post <a href="https://sonomacountymortgages.com/2022/02/buy-land-put-home-on-it/">Buying a piece of land and put a home on it</a> appeared first on <a href="https://sonomacountymortgages.com">Sonoma County Mortgages</a>.</p>
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		<title>How To Refinance If You Are NOT Harp 2 Eligible</title>
		<link>https://sonomacountymortgages.com/2013/01/refinance-none-harp-2-eligible/</link>
					<comments>https://sonomacountymortgages.com/2013/01/refinance-none-harp-2-eligible/#comments</comments>
		
		<dc:creator><![CDATA[Scott Sheldon]]></dc:creator>
		<pubDate>Sun, 20 Jan 2013 20:00:41 +0000</pubDate>
				<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Tips & Advice]]></category>
		<category><![CDATA[Harp 2 Refinance Program]]></category>
		<category><![CDATA[High Loan To Value]]></category>
		<category><![CDATA[home loan refinance]]></category>
		<category><![CDATA[Makes Homes Affordable]]></category>
		<category><![CDATA[qualify for a mortgage]]></category>
		<category><![CDATA[qualifying for a mortgage]]></category>
		<category><![CDATA[Upside Down Refi]]></category>
		<guid isPermaLink="false">http://www.sonomacountymortgages.com/?p=6030</guid>

					<description><![CDATA[<p><img width="1024" height="1024" src="https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES-1024x1024.jpg" class="attachment-large size-large wp-post-image default-featured-img" alt="Scott Sheldon&#039;s The Mortgage FIles Blog" style="float:left; margin-right:10px; height: 150px; width: 300px; border: 2px solid #e5e5e5" decoding="async" srcset="https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES-1024x1024.jpg 1024w, https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES-300x300.jpg 300w, https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES-150x150.jpg 150w, https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES-768x768.jpg 768w, https://sonomacountymortgages.com/wp-content/uploads/2023/05/THE-MORTGAGE-FILES.jpg 1320w" sizes="(max-width: 1024px) 100vw, 1024px" />As many now know, the Making Homes Affordable Program aka Harp 2 Refinance  allows people to refinance if their loans are owned by Fannie Mae or Freddie Mac, with out any loan-to-value restriction. Successfully refinancing any occupancy home despite being underwater is quite common these days under this program. While this program, is helping many&#8230;</p>
<p>The post <a href="https://sonomacountymortgages.com/2013/01/refinance-none-harp-2-eligible/">How To Refinance If You Are NOT Harp 2 Eligible</a> appeared first on <a href="https://sonomacountymortgages.com">Sonoma County Mortgages</a>.</p>
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