fannie mae retirement Archives - Sonoma County Mortgages https://sonomacountymortgages.com/tag/fannie-mae-retirement/ Thu, 17 Jul 2025 22:50:37 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://sonomacountymortgages.com/wp-content/uploads/2023/05/cropped-scm2-sonoma-cm-2-32x32.png fannie mae retirement Archives - Sonoma County Mortgages https://sonomacountymortgages.com/tag/fannie-mae-retirement/ 32 32 How Retirees Can Use 401(k) or IRA Income to Qualify for a Mortgage https://sonomacountymortgages.com/2025/08/retirement-income-home-loan/ Thu, 07 Aug 2025 18:38:32 +0000 https://sonomacountymortgages.com/?p=518914 Professional infographic with a teal background and bold cream text stating: 'Can You Get a Mortgage Without a Job in Retirement?' Below, orange icons represent a person and financial document. The lower section reads: 'Yes, Retirement Income Can Be Used to Qualify,' highlighting mortgage options for retirees.Can You Get a Mortgage Without a Job in Retirement? If you’re retired or nearing retirement, you might be wondering: Can I get a mortgage without a job? The answer is yes—you can. In fact, both FHA and conventional loans allow you to qualify using retirement income, including distributions from 401(k), IRA, pensions, or annuities.…

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