https://sonomacountymortgages.com/fha-loans/ Fri, 19 Feb 2021 01:00:39 +0000 hourly 1 https://wordpress.org/?v=6.9.4 https://sonomacountymortgages.com/fha-loans/#comment-286 Sat, 24 Jan 2015 00:47:31 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-286 […] government financing, insured by the Federal Housing Administration (FHA), guidelines are a little more lenient. You need not be a U.S. citizen in order to get a […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-285 Wed, 05 Nov 2014 04:35:43 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-285 […] FHA Loan: allows for a buyer to purchase a home with as little as 3.5% down. Previous short sale, foreclosure or even a previous bankruptcy or even a combination of multiple previous credit challenges is still okay with this financing type. While the credit requirements for this type of financing are incredibly flexible, this is also one of the more pricey types of mortgages available on the market today with mortgage insurance being just over 1% of the loan amount on a monthly basis. Still, this one could be a great bridge loan into purchasing a home and subsequently refinancing in the future into a loan with no or little private monthly mortgage insurance. […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-284 Mon, 28 Jul 2014 17:06:42 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-284 […] or refinancing a home? An FHA loan much like a USDA loan, has two forms of mortgage insurance. There is an upfront mortgage insurance […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-283 Sun, 02 Mar 2014 18:01:01 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-283 […] Government financing is the most particular in assessing thresholds the transaction must meet for a sign off. […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-281 Thu, 09 Jan 2014 05:02:48 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-281 […] you talk to any mortgage lender about FHA financing, they will tell you it’s for a primary residence only. However, there are two exceptions to […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-280 Sun, 29 Dec 2013 18:02:59 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-280 […] used to be a primary residence and the mortgage is an FHA insured loan, you can still get a new FHA Mortgage for that same property. Here is a scenario that will pass the ‘makes sense test’-house […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-274 Wed, 09 Oct 2013 22:12:09 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-274 […] to popular belief, the FHA is insuring loans during the […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-272 Mon, 30 Sep 2013 16:00:57 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-272 […] or four plex. We also have the ability to lend on manufactured homes with our highly competitive FHA Purchase Loan Program. Primary, secondary homes and investment properties are  eligible for our financing types as well. […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-271 Wed, 21 Aug 2013 13:00:40 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-271 […] Loan Nuts & Bolts An FHA loan has two forms of mortgage insurance (this is what insures the lender against your defaulting on the […]

]]> https://sonomacountymortgages.com/fha-loans/#comment-270 Sun, 18 Aug 2013 21:30:10 +0000 http://www.sonomacountymortgages.com/?page_id=3984#comment-270 […] Loan Nuts Bolts: An FHA loan has two forms of mortgage insurance (this is what insures the lender against your defaulting on the […]

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