sonomacountym, Author at Sonoma County Mortgages

Instagram Test Blog Post w/ Embed

sonomacountym — Mon, 15 May 2023 18:21:33 +0000

If I had an instagram video post that I just HAD to put on the site, I’d probably just write a blog post on the same topic, and embed the instagram video content as a part of that post. I don’t think I’d use it as an excuse to make a shorter post really ……

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Should you refinance to become more lendable?

sonomacountym — Sun, 16 Oct 2022 16:10:38 +0000

Most families who own homes generally don’t want to refinance unless they can lower their interest rate, pay off debt, consolidate obligations, and/or fix up their homes. Those are all tangible benefits associated with refinancing your home. There are some other things you might want to consider particularly if your situation has some financial obstacles……

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Ways to handle a mortgage payment when buying a home

sonomacountym — Sun, 11 Sep 2022 23:05:14 +0000

Consumers who are preapproved and looking to buy a home are sometimes getting shell shock as relates to the mortgage payment. The rate, the purchase price, and the cash-to-close may change the cost to buy a home. Here are things you might want to do if you are buying a house… We are presently in…

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What you need to know when paying off debt to buy a home

sonomacountym — Tue, 28 Nov 2017 21:48:18 +0000

Here’s what you need to know if you’re trying to pay off debt before buying a home Paying off debt to buy house can absolutely be beneficial. Debt cripples a would-be home buyer’s ability to afford a mortgage payment. Here is how you should strategically look at paying off debt to buy a home… Mortgage…

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How much does it cost to refinance your mortgage?

sonomacountym — Tue, 14 Nov 2017 20:35:49 +0000

If you’re trying to refinance your mortgage you should know what the costs are really are going to be and how they play into the mathematical equation of the total picture. Here’s what you need to know when it comes to refinancing your house and paying fees… When you refinance your house your closing costs…

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How your mortgage fees are accounted for when refinancing

sonomacountym — Mon, 06 Nov 2017 22:18:21 +0000

When you refinance your mortgage, someone is on the hook for paying fees. Who Following are the only ways loan fees can be accounted for when refinancing…. When you refinance your home closing costs are an inevitable component that must be paid for the transaction to successfully fund and close escrow. Here are the two…

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Why Sonoma County Housing Prices will continue to rise

sonomacountym — Mon, 23 Oct 2017 04:53:45 +0000

Sonoma county housing was already limited prior to the Tubs and Nuns fires. This year has shown a scenario more reflective of large demand with little supply. This economic shift has created a competitive market place for home buyers driving prices up subsequently making it challenging to purchase a home. In the aftermath of the…

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How to spot a ridiculous mortgage offer

sonomacountym — Tue, 17 Oct 2017 21:05:43 +0000

You’ve seen them on the internet and in your mail box, the too good to be true mortgage offer. Here is the truth with regards to mortgage offers that seem too attractive… Mortgage lenders are required to disclose interest rate and APR. Most typically have the fine print at the bottom of the offer in…

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Why the media is the worst gauge for the direction mortgage rates

sonomacountym — Tue, 10 Oct 2017 19:00:20 +0000

If you’re in the market for a mortgage, the worst gauge the direction of mortgage rates is the media. Here’s why … Mortgage rates trade in lockstep with the mortgage back securities market which changes with the ebb and flow of the stock market. As Money flows in and out of stocks, the same happens…

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What you must do when getting an FHA mortgage with an income based student loan

sonomacountym — Tue, 03 Oct 2017 17:00:10 +0000

FHA loans generally are easier to get than conventional mortgages. They require less money down, allow higher payment to income ratios and generally provide more flexibility for borrowing mortgage money. If you have an income based student loan you will want to pay close attention to the details about to follow…. Mortgage lenders used to…

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