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Scott Sheldon

How assumable mortgage loans work

December 11, 2022 by Scott Sheldon

How assumable mortgage loans work

If you’ve been thinking about buying a home and have been discouraged about interest rates you might be able to assume the seller’s mortgage. Think it’s too good to be true? It’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, mortgage comparison shopping, Santa Rosa mortgages, sonoma county refinancing

New Mortgage Loan Limits for 2023

December 4, 2022 by Scott Sheldon

How to avoid getting a jumbo loan due to Coronavirus

The Federal Housing Finance Agency announced on Tuesday, November 29th the new loan limits for 2023. The new conforming loan limit has increased and has been year over year 7 years in … [Read More…]

Filed Under: Interest Rates, Jumbo Loans, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, buying your first home, cash out refinance, Credit Markets, Harp 2 Refinance Program, mortgage rate quote, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates

How to buy a home 2-1 and 3-2-1 Buydown Program

November 27, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

If you’re thinking about purchasing a home and you’re worried about the mortgage payment. Fear not, some, but not all mortgage companies might offer a buy-down program allowing you to get a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, conventional mortgages, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

How a future recession may impact your plan to buy a home

November 20, 2022 by Scott Sheldon

how a recession could impact your home buying

If you’ve been thinking about purchasing a home and you’ve been on the fence because of economic conditions. The following information could assist you in helping to determine when and/or if you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, conventional mortgages, home buying in Sonoma County, home loan refinance, mortgage comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

Is the mortgage rate or the purchase price you pay for a home more important?

November 13, 2022 by Scott Sheldon

purchase or rate to buy a home

If you’ve been thinking about purchasing a home and you’ve been on the fence because you’re just not sure about the right time, the information that’s going to follow is for you… … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, conventional mortgages, FHA Loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping, mortgage lender

Why are current mortgage rates so high?

November 6, 2022 by Scott Sheldon

Why are current mortgage rates so high?

People who are thinking about getting a mortgage to buy or refinance a home are having shell shock relating to the costs associated with doing a mortgage transaction. It’s not as simple … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, Buyer risk, buying a house, buying your first home, Current market, first time buyer, home buying, how to buy sonoma county real estate, mortgage comparison shopping, preapproval to buy a home

5 reasons you’re not ready to buy a home

October 30, 2022 by Scott Sheldon

5 reasons you're not ready to buy a home

Buying a home is considered to be the American dream. Buying a home however is also not for everyone as it requires careful consideration of planning, a little bit of success, and … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, mortgage comparison shopping, Santa Rosa mortgage, sonoma county home buying

Does waiting for the right time to buy a home make economic sense?

October 9, 2022 by Scott Sheldon

does waiting for the right time to buy a home make economic sense?

If you’ve been thinking about whether you should purchase a home, you might want to think about applying with a lender. This helps to get a read on where you are financial … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, home buying, home buying in Sonoma County

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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