https://sonomacountymortgages.com/2011/07/creditscore/ Thu, 25 Jul 2013 22:07:33 +0000 hourly 1 https://wordpress.org/?v=6.9.4 https://sonomacountymortgages.com/2011/07/creditscore/#comment-544 Thu, 25 Jul 2013 22:07:33 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-544 […] short the answer is no, but for a few reasons. A credit report is only as good as that moment in time that it is obtained  by the creditor, mortgage company, […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-543 Wed, 28 Sep 2011 18:34:53 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-543 […] first take a look at foreclosures and what the effects on credit is as a result of a foreclosure on your credit […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-542 Sat, 13 Aug 2011 22:36:03 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-542 […] get a mortgage loan today you must have a credit score of 620 or better. For your information if your credit score is around 620 your mortgage lender is […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-541 Sat, 13 Aug 2011 21:35:29 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-541 […] with the ability to reduce their monthly mortgage payment. The homeowner must have at least a 700 credit score have no second mortgage and have the first mortgage balance at or below […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-540 Sat, 30 Jul 2011 03:53:20 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-540 […] What is your minimum credit score requirement? (Note, the minimum credit score requirement is 620 for both a all loans including Conventional,FHA […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-539 Mon, 25 Jul 2011 02:24:48 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-539 […] What previous thing happened to cause the bad credit situation in the first place? Is it a past foreclosure or a past bankruptcy? Is there high credit card balances or multiple delinquencies on a debt obligations? If yes there is good news, while you may not be able to get a mortgage right away that’s okay because sometimes it takes a little bit of time to increase the credit score. […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-538 Sat, 16 Jul 2011 00:31:15 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-538 […] get a mortgage loan today you must have a credit score of 620 or better. For your information if your credit score is around 620 your mortgage lender is […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-537 Sat, 16 Jul 2011 00:27:09 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-537 […] of the loan file and how likely the borrower is to not make a mortgage payment. The higher the credit score the better the interest rate on almost every loan program available except for FHA loans where the […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-536 Sat, 16 Jul 2011 00:24:42 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-536 […] with the ability to reduce their monthly mortgage payment. The homeowner must have at least a 700 credit score have no second mortgage and have the first mortgage balance at or below […]

]]> https://sonomacountymortgages.com/2011/07/creditscore/#comment-535 Sat, 16 Jul 2011 00:22:35 +0000 http://www.sonomacountymortgages.com/?p=1569#comment-535 […] of the unique characteristics of FHA loans. A few examples of these are lower limits for qualifying credit scores, as in 640 or higher, 3.5% down payment, non-occupant co-borrowers, and lenient credit qualifying […]

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